ATM Services Portland, Oregon

Whether you own an established business, or getting started, as a business owner,  you're focused on the bottom line. After working in industry for over 15 years, at Oregon ATM services we've learned the complexities involved with cash solutions and are actively involved in keeping up with regulations so that you can focus on your business needs. We offer a variety of ATM services for Portland businesses of all types and sizes. From buying to leasing an ATM, or opting for profit sharing alternatives, we will provide you with the ATM machine needed to support your unique business needs and goals. Our experience shows that although e-commerce is on the rise, most customers (58%) prefer shopping in-store and local.

At Oregon ATM, we have been working in the ATM and payment industries for over 15 years. The complexities involved with cash solutions are well known to us and we are actively involved in keeping up with regulations so that your business can move forward.

As a local, family-owned business, we care about our clients. Whether you are looking to buy, lease or profit-share, we can find the perfect ATM solution for you. We can place any brand ATM that you might want.

What is an ATM?

ATM stands for Automated Teller Machine. An ATM is considered an electronic, self-serve banking terminal, which allows customers to access cash from a bank or credit account, and to complete basic banking transactions without traveling to a bank or credit union. ATMs allow customers to access money from a bank or credit union account and carry out transactions 24 hours a day without the need for a banker, branch teller, or bank representative.

Most ATMs provide customers access to bank accounts by using a debit card with a unique PIN, which was set up with the account. By entering the debit card into the ATM, entering the PIN, customers can take out cash from either a checking or savings account. Some bank ATMs also allow the withdrawal of cash from a line of credit, or from a credit card account, which is referred to as a cash advance. Most cash advance transactions are associated with significant fees based upon the original account terms.

Most ATMs provide cash in varying denominations of bills, and some allow customers to determine how they would like their cash back. For example, if $100 in cash is withdrawn, customers can choose five $20 bills. Some ATMs allow one-touch access by withdrawing a set amount, such as $20, $60, or $100 increments. If withdrawing cash from an ATM that is owned, or in partnership with the customer’s banking institution, considered “in network” the service fees may be waived and a greater variety of banking services may be available. For example, an ATM in banking network may allow deposit of cash or paper checks, along with transferring funds from one bank account to another.